Motor Excess Protection

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Motor Excess Protection

Motor Excess Protect


Within this section it will contain the five separate levels of excess protection CoverUDirect can offer.

 

Private Motor Excess Protection

The Motor Excess Protection Cover provides the reimbursement of the excess applicable under your motor insurance policy for which you are responsible following the successful settlement of a physical damage claim arising as a result of:

• Accidental Damage
• Fire
• Theft
• Vandalism

Or an accident that was partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.

Cover Limits from £100 - £2500 in any one policy year.

 

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Taxi Excess Protection

Subject to the appropriate premium being paid, the insurer will pay in each relevant period of insurance, an amount equal to the amount of excess in relation to each settled claim on your motor insurance policy up to your cover limit In respect of claims arising as a result of fire, theft, flood, vandalism or an accident that was your fault, or partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.

The maximum amount payable under this Taxi Excess Protect insurance policy depends on the level of cover selected and for which the appropriate premium has been paid.

Cover Limits Available

• £300 in any one policy period.
• £500 in any one policy period.
• £1,000 in any one policy period.

 

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Commercial Vehicle Excess Protection

The Commercial Vehicle Excess Protection Cover provides the reimbursement of the excess applicable under your motor insurance policy for which you are responsible following the successful settlement of a physical damage claim arising as a result of:

• Accidental damage
• Fire
• Theft
• Vandalism

Or an accident that was partially your fault, or where within 6 months you are unable to recover your excess from a liable third party.
Cover Limits from £300 - £1000 in any one policy year.

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Motor Trade Excess Protection

Motor Trade Road Risks Excess Protection Insurance is designed to reimburse You the amount of any policy Excess You have to pay when You make a successful claim under Your Motor Trade Road Risks Insurance Policy up to Your chosen Maximum Reimbursement Limit.

Cover is provided for the Excess that the Insured is responsible for following the successful settlement of any loss, destruction or damage claim for any Motor Vehicle under the Insured's Motor Trade Road Risks Insurance Policy in respect of claims arising as a result of accidental damage, fire, theft, or vandalism. Cover will only operate when the Excess of the Insured's Motor Trade Road Risks Insurance Policy is exceeded and following the successful claim payment.

The maximum amount payable for any one claim under this policy will be the amount of the Excess on the Insured's Motor Trade Road Risks Insurance Policy or £1,000 whichever the lesser.

Maximum Reimbursement Limits available for purchase are:

o £500 in any one Period of Insurance (up to 5 Drivers)
o £1,000 in any one Period of Insurance (up to 5 Drivers)
o £3,000 in any one Period of Insurance (up to 10 Drivers)
o £5,000 in any one Period of Insurance (up to 15 Drivers)
o £7,000 in any one Period of Insurance (up to 50 Drivers)

 

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Fleet Excess Protection

The Fleet Excess Protection Cover provides the reimbursement of the excess applicable under your motor insurance policy for which you are responsible following the successful settlement of a physical damage claim arising as a result of:

• Accidental damage.
• Fire.
• Theft.
• Vandalism.

 

 

Up to 5 vehicles

Up to 10 vehicles

Up to 15 vehicles

Up to 20 vehicles

Platinum

     

£6,500

Gold

   

£5,000

 

Silver

 

£3,000

   

Standard  

£1,000

     

 

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